Rep. Martha Deuter supports HB5393 to revise limited health service organization regulations

Rep. Martha Deuter (D-45th) cast a Yes vote for HB5393, a measure updating rules related to limited health service organizations, during the 104th General Assembly on May 31, 2026; the Illinois House recorded the bill's passage by a 116-0 vote.

The bill text defines the legislation as: "LIMITED HEALTH SERVICE ORGS."

Below is an explanation derived from the official bill text that aims to clarify its principal requirements.

This legislation updates definitions and parameters for limited health service organizations (LHSOs) that offer point-of-service contracts. It specifies the difference between in-plan and out-of-plan covered services and clarifies phrases regarding limited health care plans and services. Under the bill, LHSOs are no longer required to include an additional annual maximum benefit amount of up to $2,500 for out-of-plan services. The measure also changes the approach to handling out-of-plan service spending limits: if more than 20% of total limited health service spending goes toward out-of-plan care in a quarter, certain penalty and compliance measures no longer apply, provided LHSOs meet capital and surplus requirements for life, accident, and health insurers.

The official legislative action was recorded as 'Senate Floor Amendment No. 1 House Concurs' on HB5393.

Deuter earned a Bachelor of Social Work from Ohio University in 1995.

A member of the Democratic Party, Deuter was first elected in 2025 to replace Jenn Ladisch Douglass in the Illinois State House, representing the 45th House District.

The legislative process in Illinois involves multiple stages, starting with introduction in the House or Senate, committee review, floor debates, and passage by both chambers ahead of step for gubernatorial action. Operating on a biennial schedule, the General Assembly typically considers thousands of bills each session, yet only a small number advance through each step to become law.