Former state school employee Nancy Kenworthy, who retired in February 2016, saved $792 toward a pension over 1 years working for public schools, Teachers' Retirement System of the State of Illinois records show.

Over 30 years of retirement, Kenworthy would collect as much as $40,094, according to a projection by Local Government Information Services (LGIS), which publishes DuPage Policy Journal.

The projection assumes Kenworthy received $842 in the first year of retirement, then 3 percent annual increases thereafter, compounded.

After 1 years of retirement, Kenworthy will have already received $842 in retirement benefits, or more than the sum total of the retiree's contributions to the teachers' pension fund.