Dupage Policy Journal

More than one in 10 homeowners in DuPage has a mortgage that's 125 percent or more of their home's value as of March 31, according to a report by Attom Data Solutions, a California-based provider of property data.

A DuPage Policy Journal analysis of the report found that, across 34 DuPage zip codes, 10.7 percent of homeowners were "seriously underwater," as defined by Attom.

Across Glendale Heights, approximately one in five homeowners owe 25 percent more than their home's estimated market value, Attom reports.

In Addison, more than 15 percent of homeowners face major mortgage trouble. The number of homeowners deemed "seriously underwater" was close to 15 percent in Bensenville, Willowbrook and Lisle, as well.     

Aurora and Naperville fared much better than their counterparts, posting "seriously underwater" rates under 7 percent.

DuPage includes 972,428 people and 270,506 owner-occupied homes, which represent 72.5 percent of all housing units.

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Underwater mortgages in DuPage

Nearly 30,000 homeowners in DuPage are "seriously underwater" on their mortgages. Where do they live?

Zip	Includes	Zip Population	Zip Housing Units	# Owner-Occupied Homes	% Owner-Occupied Homes	% seriously underwater	# seriously underwater
60101	Glendale Heights	34,925	12,267	8,866	72.28%	22.7%	2,009
60103	Addison	39,918	13,805	8,660	62.73%	16.0%	1,386
60106	Bensenville	20,083	7,388	4,240	57.39%	15.2%	643
60108	Willowbrook	28,817	12,290	8,983	73.09%	15.1%	1,352
60126	Lisle	27,268	12,248	7,848	64.08%	14.2%	1,112
60137	Wood Dale	14,469	5,588	4,238	75.84%	14.0%	594
60139	West Chicago	36,012	11,044	8,354	75.64%	14.0%	1,170
60143	Oak Brook	9,912	4,825	3,291	68.21%	13.7%	451
60148	Villa Park	28,756	11,091	7,675	69.20%	13.3%	1,021
60172	Aurora	37,196	14,309	10,190	71.21%	12.4%	1,259
60181	Westmont	24,958	10,921	5,908	54.10%	12.0%	710
60185	Hinsdale	17,938	6,195	5,478	88.43%	12.0%	658
60187	Naperville	36,621	15,860	8,883	56.01%	11.2%	992
60188	Itasca	10,435	4,054	3,006	74.15%	11.1%	333
60189	Bloomingdale	23,213	9,571	6,625	69.22%	10.8%	718
60190	Clarendon Hills	10,136	3,964	2,863	72.23%	10.8%	309
60191	Naperville	44,184	16,249	12,612	77.62%	10.6%	1,339
60502	Roselle	24,793	9,504	7,933	83.47%	10.4%	826
60503	Winfield	10,819	4,206	3,867	91.94%	10.1%	392
60504	Glen Ellyn	38,103	14,776	11,487	77.74%	9.8%	1,131
60514	Warrenville	13,687	5,406	4,344	80.36%	9.6%	417
60515	Elmhurst	47,403	17,514	12,990	74.17%	9.2%	1,197
60516	Lombard	52,510	21,984	14,565	66.25%	9.0%	1,306
60517	Downers Grove	28,698	12,115	8,813	72.74%	8.7%	768
60521	Downers Grove	27,944	11,534	8,622	74.75%	8.7%	751
60523	Wheaton	31,454	12,455	9,188	73.77%	8.7%	800
60527	Carol Stream	43,198	16,077	10,973	68.25%	8.6%	948
60532	Wheaton	28,809	9,938	7,211	72.56%	8.3%	596
60540	Woodridge	32,333	13,529	8,379	61.93%	8.1%	677
60555	Darien	23,154	9,698	7,292	75.19%	8.0%	587
60559	Bartlett	42,429	14,891	12,723	85.44%	7.7%	984
60561	Aurora	17,394	5,108	5,132	100.47%	7.3%	375
60563	Naperville	41,110	14,174	12,410	87.55%	6.8%	848
60565	Aurora	23,749	8,294	6,857	82.67%	5.7%	392
	TOTALS	972,428	372,872	270,506	72.5%	10.7%	29,051

Source: Attom Data Solutions. Includes ZIP Codes with 2,500 or more properties with loans.